Now we can say we’ve lived through one of the worst investing years (2015) and the worst start ever to a new year.  Congratulations! 2015 finished with every asset group in the negative.  The only index to finish the year in the green was the NASDAQ.  The diversified portfolio had no upside.  The reasons being.. read more →

Happy New Year!  Hopefully, happier investing wise than last year.  2015 is being called one of the toughest years for investing.  2016 is starting off as if to compete for that title.  Here are the year to date numbers not counting today’s numbers which are negative as I write. DOW -5.22% S&P -5.15% NASDAQ -7.38%.. read more →

In 2000 when the tech bubble burst the pain hit close to home and everyone knew it was a problem.  The 2008 housing bubble burst hit directly at our homes and we all were very aware of the problem.  Another bubble has burst but many have not yet realized it as a problem.  In fact,.. read more →

As a football fan there is nothing that I hate worse than losing.  My second most hated aspect of football is the dreaded “prevent defense”.  If you ask the coach I’m sure you would hear that the “prevent” is implemented to prevent losing.  Ok.  So, understanding that, it’s easier for me to understand the question.. read more →

All major asset classes with the exception of the NASDAQ and long term Treasury Bonds experienced losses during the third quarter.  See Chart: 3rd Quarter Performance YTD Performance (Oct 27th) DJIA -.0013 1.46 S&P 500 -.0070 6.13 NASDAQ 2.91 7.41 Foreign -7.33 -7.77 Emerging Mkts -5.83 -2.62 Commodities -9.34 -4.10 Real Estate -3.53 21.82 Russell.. read more →